Category Life

Term Rider vs. Term Conversion

Life insurance companies offer a variety of riders or policy add-ons to customize your insurance coverage. Some come at no additional cost and are built into the policy, while others have an additional cost. Term Rider and Term Conversion often…

Accidental Death and Dismemberment Life Insurance

  Life insurance companies offer a variety of riders or simply policy add-ons to customize your insurance coverage. Some riders come at no additional cost and are built into the policy, while others have an additional cost. AD&D Accidental Death…

Terminal Illness Accelerated Death Benefit

Most life insurance policies have a provision called the accelerated death benefit (ADB) for terminal illness. This rider allows you to receive a portion of your life insurance death benefit to use while you’re still living, if you have a…

How to File a Life Insurance Death Claim

If you have a life insurance policy, it’s important for you to talk to your loved ones about it’s details. If it’s still in-force at the time of your death, your beneficiaries can submit a claim with the appropriate documents.…

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