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Common Questions About Long-Term Care Insurance
Planning ahead instead of crisis planning reduces stress and the disruption of your retirement plan. Long-term care insurance is...
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10 Reasons LTC Insurance is Better Than Self-Funding
Many people choose to self-fund their LTC care costs. Here are 10 reasons why LTC insurance is better than self-funding.
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What is Long-Term Care?
Long-Term Care is the personal assistance you need throughout the day when your health is compromised to help maintain your quality of life.
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What is Traditional Long-Term Care Insurance?
Traditional long-term care insurance is pure risk based insurance. There are no added benefits if you don't use it.
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What is Hybrid Long-Term Care Insurance?
With this type of insurance, you are linking one benefit (long-term care insurance) with another benefit (life insurance or an annuity).
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Who Shouldn't Buy Long-Term Care Insurance?
Not everyone should buy long-term care insurance. Wait, what, not everyone? That's right, not everyone should buy it.
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How to File a Long-Term Care Insurance Claim
If you have a long-term care insurance policy, it’s important for you to talk to your loved ones about it’s details.
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What to Do BEFORE Filing a Long-Term Care Insurance Claim
Your aging or ill loved one is requiring an increased level of care either at home or in a facility. You suspect they have...
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Long-Term Care Insurance is More Than Money
Long-term care insurance provides valuable financial protection, but there are many other benefits that come with a policy.
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5 Reasons Women Need to Plan for Long-Term Care
Planning ahead for long-term care is important, but especially for women. Women typically live longer than men, have a higher...
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How to Use Health Savings Account to Pay for Long-Term Care Insurance
Did you know you can use it to pay long-term care insurance premiums? An HSA is a...
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Long-Term Care Insurance Business Tax Advantages
If you’re a business owner, there are valuable tax deductions and advantages associated with long-term care insurance for you and...
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Inflation Protection
Long-term care costs rise each year and inevitably will continue to, so it’s important to understand how you can leverage your insurance and use the power of inflation...
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How Much Is Long-Term Care Insurance?
There are many factors that affect the price of your long-term care insurance premiums, including age, gender, health, marital status...
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How to Talk to Your Family About Long-Term Care
Talking to your family about an extended care situation can be awkward and hard. Here are 5 tips on how to have that conversation and 4...
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When are You Eligible for LTC Insurance Benefits?
You or a loved one has a LTC insurance policy, great! Now what? When are you eligible for benefits?
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Why is Long-Term Care Insurance Valuable?
You may be able to self-fund your care costs, but why would you when you can transfer the risk to the insurance company? Here are 6...
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Does Medicare Pay for Long-Term Care?
Many people believe that Medicare will cover most or all the cost of long-term care (LTC) for everyone, but that’s simply not true. Let’s
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Tax Deferred to Tax Free for Long-Term Care
Learn how to leverage a current annuity with gains and use tax laws to provide tax-free long-term care benefits.
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Chronic Illness vs. LTC Riders
Chronic illness and long-term care riders on life insurance policies. What are the similarities, differences, sales applications, and best practices?
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Who is Most at Risk for Long-Term Care?
Needing some assistance throughout the day due to a physical or cognitive impairment is a reality for most people. Who's most at risk?
Can LTC Insurance Pay for Home Care?
Learn where LTC insurance pays benefits.
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Chronic Illness vs. LTC Riders
Chronic illness and long-term care riders on life insurance policies. What are the similarities, differences, sales applications, and best practices?
![](https://www.steadfastagents.com/wp-content/uploads/sites/42/2022/07/Whos-most-at-risk-for-LTC-thumbnail.png)
Who is Most at Risk for Long-Term Care?
Needing some assistance throughout the day due to a physical or cognitive impairment is a reality for most people. Who's most at risk?