Who Should Buy Individual Disability Insurance?

What would happen to you and your family if you couldn’t do your job and earn income? How would you pay bills? Disability Income insurance provides monthly income if you […]

A Real Life Disability Insurance Claim

This is Jim and his family. Jim was a dentist who had a thriving practice. One day, Jim was cleaning out the garage and some debris got in his eyes. […]

Pros and Cons of Long-Term Disability Insurance

Long-term disability is a good choice for most people because it reduces the risk of financial setbacks if you become disabled. If you don’t have coverage, that period with no […]

Long-Term Care vs. Short-Term Care Insurance

  Long-term care and short-term care insurance. What are the similarities and differences? Both long-term care (LTC) and short-term care (STC) insurance provide coverage when you need care from an […]

Short-Term Care Insurance Explained

Short-term care insurance provides coverage when you need care from an accident, illness, or disability. How do you qualify for benefits? It’s like long-term care insurance in that you qualify […]

How to File a Disability Insurance Claim

Dealing with a disabling injury or illness can be super stressful and expensive. If you have an individual disability insurance policy and qualify for benefits, it can be a real […]

Other Benefits of Long-Term Care Insurance

Long-term care insurance is more than an income stream. There are other benefits that generally come with an LTC policy that most people don’t know about. What are these “other […]

Why is Long-Term Care Planning Important?

Why is planning for long-term care (LTC) important? It comes down to consequences: financial, physical, mental, and emotional. How does a long-term care situation affect your family, spouse, adult kids, […]