What would happen to you and your family if you couldn’t do your job and earn income? How would you pay bills? Disability Income insurance provides monthly income if you […]
This is Jim and his family. Jim was a dentist who had a thriving practice. One day, Jim was cleaning out the garage and some debris got in his eyes. […]
Long-term disability is a good choice for most people because it reduces the risk of financial setbacks if you become disabled. If you don’t have coverage, that period with no […]
Long-term care and short-term care insurance. What are the similarities and differences? Both long-term care (LTC) and short-term care (STC) insurance provide coverage when you need care from an […]
Short-term care insurance provides coverage when you need care from an accident, illness, or disability. How do you qualify for benefits? It’s like long-term care insurance in that you qualify […]
Many people choose to self-fund their long-term care costs instead of buying insurance. Here are 10 reasons why long-term care insurance is better than self-funding: #1 – Leverage Self-funding or […]
Dealing with a disabling injury or illness can be super stressful and expensive. If you have an individual disability insurance policy and qualify for benefits, it can be a real […]
Long-term care insurance is more than an income stream. There are other benefits that generally come with an LTC policy that most people don’t know about. What are these “other […]
Planning for long-term care is crucial. There’s not a “one size fits all” solution for each person or family, but a plan should be put in place ahead of time […]
Why is planning for long-term care (LTC) important? It comes down to consequences: financial, physical, mental, and emotional. How does a long-term care situation affect your family, spouse, adult kids, […]
