Planning for long-term care is crucial. There’s not a “one size fits all” solution for each person or family, but a plan should be put in place ahead of time […]
Why is planning for long-term care (LTC) important? It comes down to consequences: financial, physical, mental, and emotional. How does a long-term care situation affect your family, spouse, adult kids, […]
Benefits from a long-term care insurance policy can be paid out by using a cash indemnity or reimbursement method. The benefit amount choices range from $50-$500/day or $1,500 to $15,000/month, […]
An elimination period (EP) in a long-term care insurance policy is the waiting period or number of days that you are considered “benefit eligible” and typically receiving care, but before […]
You or a loved one made the wise decision to buy a long-term care insurance (LTCI) policy, great choice! Now what? When are you eligible to receive the benefits? Benefit […]
The holidays are upon us which means you’ll likely be spending extra time with your loved ones. It will be tempting to keep it lighthearted and not talk about awkward […]
Long-term care expenses aren’t a drop in the bucket. They continue to rise each year, so it’s important to consider how you’re going to pay for care when you need […]
Long-Term Care is the personal assistance you need throughout the day when your health is compromised to help maintain your quality of life. A need for long-term care (LTC) may […]
Life insurance companies offer a variety of riders or simply policy add-ons to customize your insurance coverage. Some riders come at no additional cost and are built into the policy, […]
Not everyone should buy long-term care insurance. Wait, what, not everyone? That’s right, not everyone should buy it. Reasons to buy long-term care insurance First, there are many reasons to […]
