What is Traditional Long-Term Care Insurance?

Traditional long term care insurance policies are built as stand alone, pure risk based insurance. These policies pay benefits when you are in a qualifying long-term care situation and you […]

Long-Term Care Insurance Inflation Protection

  Long-term care costs rise each year and inevitably will continue to, so it’s important to understand how you can leverage your insurance and use the power of inflation protection. […]

Why is Long-Term Care Insurance Valuable?

You may be able to self-fund your care costs, but why would you when you can transfer the risk to the insurance company? Here are 6 main reasons why long-term […]

Long-Term Care Insurance Is More Than Money

Long-term care insurance (LTCI) is more than a tax-free stream of income to help pay for care costs. You also get access to professionals – case managers, care coordinators, and […]

What Is Disability Insurance and How Does It Work?

What is disability insurance? Disability insurance provides partial income so you can pay your bills if you get too sick or injured to work. It’s simply income or paycheck protection. […]

Why You Need an INDEPENDENT Insurance Agent

What is an independent insurance agent? Independent agents are independent of any one insurance company.  Unlike a captive or direct insurance company, who only offers their own proprietary products, we […]